The tragedy of Liam Payne...

What we can learn from the tragic death of Liam Payne

In October 2024, the world was stunned by the sudden death of Liam Payne, beloved singer and former member of One Direction. At just 31 years old, Liam tragically fell from a hotel balcony while in Buenos Aires, Argentina.

While fans mourned his loss, news soon emerged that Liam had not prepared a will—a legal document that ensures your wishes are followed after your death. As a result, his £24.3 million estate is now subject to intestacy rules, which apply when someone dies without a valid will.

What happens when there’s no will?

In Liam’s case, he left behind no spouse but did have a son, Bear, aged just 8 years old, with former partner and singer Cheryl. According to intestacy laws, if there is no living spouse or civil partner, the estate normally passes directly to the deceased’s children.

This means that Bear is likely to inherit the entirety of Liam’s huge estate at just 18 years of age.

While that might sound straightforward, it raises important questions. Is 18 too young to manage millions of pounds? Would Liam have wanted other loved ones, friends, or charities to benefit from his estate too? Without a will, we’ll never know his true wishes.

Could a will have made a difference?

Absolutely. Had Liam written a will, he may have:

• Set up a trust to manage Bear’s inheritance until he reached a more mature age (such as 25).

• Appointed trusted guardians or financial advisors to help manage Bear’s future.

• Made provisions for other family members, causes he cared about, or even former bandmates and close friends.

• Offered clear guidance to reduce confusion, delays, and legal costs for his loved ones.

A powerful reminder

Liam’s passing is heartbreaking, and his lack of a will serves as a powerful reminder that life is unpredictable. No matter your age, health, or wealth, making a will is one of the most important acts of love you can give your family.

At Wishes Book, we encourage everyone to think ahead. Writing a will and recording your personal wishes gives your loved ones clarity, comfort, and peace of mind—when they need it most.

You don’t need to be famous or wealthy to leave a lasting legacy. You just need to start.